Mortgage Expert

Your Most Trusted Mortgage Advisers

Your Best interests are our top priority.

Our approach

We are working for you to
help you to get the best

We are dedicated to work for you, not for the bank.
We strive to maximise the best solutions to meet your needs

Home Purchase

Our professional brokers will guide you through every stage and provide you expert advice throughout the process, ensuring successful application to on time settlement

Refinance

With our expertise at AIF Group, we can help you secure better interest rates. Refinancing can benefit you by:

  • Lowering your monthly payments
  • Improving loan terms,
  • Offering better repayment options
  • Releasing cash from the equity of your property
  • Saving thousands of dollars with lower interest rates

Pre-approval

Our Professional brokers will help you:

  • Calculate your borrowing capacity
  • Obtain pre-approval within a very short period of time - our record approval is as quick as 24 hours
  • Ensure your house purchase meets your needs

The Latest

Offers

We offer a complete range of mortgage services to cater to all your financial needs:

Cash Rate
$ 0

Home Loan Interest Rates
From 0 % p.a.

Comparison Rate 5.32% p.a.

Simple Borrowing
– Simple refinance without income proof
– Simple self-employed borrowing
– Fast Refinance same day approval
Our services

Mortgage Solutions
One-Stop-Shop Services

We offer a complete range of mortgage services to cater to all your financial needs:

Residential Loans

Efficient bookkeeping, tracking expenses, and managing cash flow.

  • Better financial insights
  • Streamlined operations
  • Time-saving efficiency

Commercial & Business Loans

Accurate tax filing, minimizing liabilities, ensuring compliance, and peace of mind.

  • Deduction maximization
  • Timely submissions
  • Reduced audit risks

Personal & Assets Loans

Customized plans for wealth accumulation, retirement, and achieving financial goals.

  • Goal-oriented strategies
  • Optimized investments
  • Financial security

Special Mortgage Loans Make Easy

  • Non-Resident loans
  • Construction loans
  • Bridging loans
  • Over 100% home loans without LMI
  •           (Lender Mortgage Insurance)
  • Over 80% home loans without LMI
  • Bad credit mortgages
  • Reverse mortgage
  • SMSF
Our Clients

Testimonials

Hi Robbie & Rufina, I hope you are going well and have had a good start to the week. Sunny and I have moved into our new home and are very happy here. We are very grateful for your support along the way. We have a small gift for you to say thank you when we are able to cross paths with you.
John

2024

Rufina and Robbie both have a wealth of knowledge and provide the highest level of customer service. Both our home loans were applied through Robbie and Rufina, both were processed with expertise and efficiency. We highly recommend them to anyone wanting to explore their home loan options.
P. Li

2023

Hi Rufina & Robbie, 我们衷心感谢妳的優質服务, 我们这贷款难度真的很高,我们也长教训了。感谢遇到您这样负责人善良的broker! 您像朋友一样真诚对待我们,我们感激万分! 日后如果我们再投資房产, 妳是我们不二之选, 我们非常乐意向亲友推薦妳帮助申请房屋贷款。
Kathy

2022

Rufina, 谢谢你,我非常欣赏你的专业能力和周全的服务, 我一定会介绍我的朋友给你的, 祝你生意兴隆, 幸福美满
罗女士

2018

Dear Rufina 感谢你这段时间的付出,你的工作效率和专业度是我来墨尔本后最敬佩的,真心话,你跟那些人形成了鲜明的对比。
郭女士

2019

Hi Robbie, I am very impressed by the service that you and Rufina have provided. Thank you so much in getting the lowest interest rate for me. I will be coming down to Melbourne on 12/08. Thank you once again for the fantastic service. Take care.
Ada

2016

Rufina, 跟您说真心话,我们真的很幸运遇到了你,你这段时间尽心尽力的帮助我们,有一次你为了我们居然工作到凌晨四点,我们永远不会忘记,而且你对工作认真负责的敬业精神,我们也10分敬佩,如果没有你,我们不可能顺利把贷款办下来,我们一定会好好报答你,而且我们也会介绍更多的人给你,愿你和你的家人,今后一切顺利,身体健康,万事如意!

2016

Hello Kori, We would like to express our gratitude for such a smooth settlement for our property today. Thank you for your hard work and helpful tips in assisting us to apply for the home loan. Without your input, I don't think we would ever achieve our house buying goal in Doncaster. We are very happy with the property we bought. We wish you all the very best and will be in touch again should we require any financial advice in future.
Ken and Carol

2025

在办理贷款的过程中,我将所有的贷款事宜全权交给了 AIF,Erryn所属的公司团队,他们的专业和细心让我非常放心。他们不仅准备好了所有的分拆资料,还向我耐心、清晰地解释每一个细节。无论是自住房与及投资房的贷款申请,我都已经交由Erryn 的公司处理,连开户等相关事宜,他们都亲力亲为,提供了极大的恊助。 我对AIF 公司所提供的服务非常满意,整个申请过程顺利、高效,充分展现了他们的专业素养和敬业精神。未来,如果有任何贷款需求,我依然会选择他们来协助办理,并会向身边的朋友推荐AIF Group 的服务。衷心感谢!

2025

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